Money Train 3 Quick Facts

FeatureDetails
ProviderRelax Gaming
Release Year2022
Reels & Rows5x4
Paylines / Ways40 fixed paylines
RTP96.10% (highest configuration)
VolatilityExtremely High (5/5)
Max Win100,000x bet
Min Bet£0.10
Bonus BuyYes (100x stake standard, 500x Enhanced)
Available at Non-GamStop CasinosYes — all 5 featured operators

Where to Play Money Train 3 Not on GamStop

Money Train 3 is Relax Gaming's highest-paying slot and one of the most-played Bonus Buy titles in the non-GamStop space. All five Curaçao-licensed casinos we feature carry it with the highest 96.10% RTP configuration, the standard 100x Bonus Buy, and the 500x Enhanced Bonus Buy — the latter banned at UKGC-licensed operators.

1. 1Red Casino — Best for Ante Bet Support

Welcome Offer: 155% bonus up to £5,100 + 100 Free Spins.
Verdict: 1Red carries Money Train 3 at the 96.10% RTP variant with stakes up to £100 per spin and both Bonus Buy tiers active. Curaçao eGaming licence 8048/JAZ verified. The full Relax Gaming catalogue is available, including the entire Money Train trilogy.

2. MyStake Casino — Best for Crypto Players

Welcome Offer: 170% crypto bonus + 70% reload.
Verdict: Sub-12-hour BTC, ETH, USDT and Litecoin payouts independently verified. MyStake supports Money Train 3 with all five Persistent Symbol types and the Enhanced Bonus Buy unrestricted at full offshore stakes.

3. Gransino Casino — Best for Value

Welcome Offer: 100% up to £425 + 200 Free Spins + 15% daily cashback.
Verdict: Gransino's 15% no-wagering daily cashback offsets the variance of Money Train 3's 5/5 volatility profile, where bankroll drawdowns of 100+ spins are common before significant returns. Supports stakes up to £75 per spin.

4. KingHills Casino — Best for Free Spins

Welcome Offer: 100% up to £150 + 250 Free Spins across first 5 deposits.
Verdict: KingHills offers extended low-stake play time — useful for understanding Money Train 3's Persistent Symbol mechanic before committing to the 500x Enhanced Bonus Buy. Jeton accepted, £15 minimum deposit.

5. Donbet Casino — Best for High Stakes

Welcome Offer: 150% up to £750 + 50 Free Spins.
Verdict: Donbet supports £100 per spin on Money Train 3 with the Enhanced Bonus Buy active — meaningful for players targeting the 100,000x maximum win. Sub-90-second live chat verified. 30x bonus wagering.

About Money Train 3: Game Overview

Money Train 3 is Relax Gaming's 2022 sequel to the wildly successful Money Train 2 (2020) and original Money Train (2019). The franchise's post-apocalyptic Western aesthetic returns — desolate desert landscapes, armoured locomotives, masked outlaws — but every visual element has been redrawn with darker tones and more extreme scenery, reinforcing the "trilogy conclusion" framing.

The game operates on a 5x4 grid with 40 fixed paylines — structurally identical to Money Train 2. What differentiates Money Train 3 is the expansion of the Persistent Symbol roster from three types (Train 2) to five types, with new mechanics including Necromancer (resurrects collected symbols) and Sniper (steals adjacent symbol values). The 100,000x maximum win is double the Money Train 2 ceiling and one of the highest theoretical max wins in any 5x4 grid slot.

How to Play Money Train 3 at Non-UK Casinos

  1. Select a Casino: Choose one of the five recommended offshore casinos listed above — all support Money Train 3 with full feature set.
  2. Register: Sign up using your real name and details. KYC verification is mandatory before the first withdrawal.
  3. Deposit: Fund via Visa or Mastercard credit card, MiFinity, Skrill, Neteller, Jeton, or cryptocurrency.
  4. Find the Slot: Navigate to the Relax Gaming section or search "Money Train 3." Note that Money Train (2019) and Money Train 2 (2020) are separate games.
  5. Set Your Stake: Adjust your bet (minimum £0.10). Decide between standard Bonus Buy (100x stake) and Enhanced Bonus Buy (500x stake).

Money Train 3 Features & Mechanics

Money Train 3's bonus system expands the Money Train 2 architecture with new Persistent Symbol types and the Enhanced Bonus Buy:

  • Money Cart Bonus (Free Spins): Landing 3 or more Bonus symbols triggers the Money Cart Bonus — Money Train 3's free spins round. The entire grid is filled exclusively with Money symbols and special Persistent Symbols, with all base-game symbols removed.
  • Five Persistent Symbol Types:
    • Payer: Pays its own value, then collects values of other Payer symbols on screen.
    • Collector: Collects values of all other symbols (Payer, Sniper, etc.) but does not pay its own value.
    • Sniper: Targets and destroys adjacent symbols, adding their values to a running collected total.
    • Necromancer: Resurrects all previously-collected symbols at end of spin, giving them another active turn.
    • Reset Plus: Resets the spin counter at end of the spin, extending the bonus round.
  • Money Symbol Values: Standard Money symbols carry values between 0.2x and 50x stake. Persistent Symbol multipliers can be up to 1,500x — when Collected by a Collector, these values are multiplied by the Collector's own multiplier.
  • Standard Bonus Buy (100x stake): Direct purchase of the Money Cart Bonus at standard probability.
  • Enhanced Bonus Buy (500x stake): Direct purchase with guaranteed minimum 6 Money symbols on the trigger grid — significantly improving the bonus round's starting position.
  • Persistent Mechanic: Once a Persistent Symbol lands, it remains in position for the entire Money Cart Bonus duration. Each subsequent Money symbol landing extends the bonus by 3 additional spins.
  • Maximum Win Trigger: The 100,000x ceiling is achievable through combinations of Necromancer resurrections, Collector multipliers, and Reset Plus extensions creating a self-reinforcing bonus round that runs for an extended duration.

Why UK Players Play Money Train 3 Off-GamStop

Three factors drive UK players to access Money Train 3 at non-GamStop casinos:

  1. Bonus Buy Prohibition: Both the 100x standard Bonus Buy and the 500x Enhanced Bonus Buy are banned at UKGC-licensed operators under the 2023 enhanced bonus rules. Without Bonus Buy, the Money Cart Bonus is the only reachable bonus mechanism, requiring natural Scatter triggers.
  2. The Stake Cap: The UKGC's £2–£5 stake ceiling caps the 100,000x theoretical maximum at £500,000 on domestic platforms. At non-GamStop casinos permitting £100 per spin, the same theoretical ceiling reaches £10,000,000.
  3. GamStop Exclusion: Players registered with GamStop cannot access any UKGC-licensed operator. All five featured casinos are Curaçao-licensed and operate outside the GamStop self-exclusion register.

RTP, Volatility & Max Win Explained

  • RTP (Return to Player): Money Train 3 operates at 96.10% (highest configuration) and 94.10% (lower). Relax Gaming allows operators to select the deployed variant. The 96.10% version is deployed at all five featured non-GamStop casinos — verify in the game information panel.
  • Volatility: Classified as Extremely High (5/5). The base game produces frequent small wins, but the title's expected return is concentrated almost entirely in the Money Cart Bonus, particularly when Necromancer and Collector combinations align.
  • Max Win: The 100,000x ceiling is achieved through extended Money Cart Bonus rounds with high-value Collectors compounding values across Necromancer resurrections. At £100 per spin offshore, this represents a theoretical maximum payout of £10,000,000.

Money Train 3 Strategy Tips

  • Bonus Buy Selection: The 500x Enhanced Bonus Buy improves the bonus round's starting position with guaranteed minimum symbols — mathematically, this justifies the 5x price premium over the standard Bonus Buy for players targeting the maximum win. For casual play, the 100x standard Bonus Buy delivers acceptable bonus exposure.
  • Persistent Symbol Recognition: Each Persistent Symbol type interacts differently. Necromancer (resurrection) and Sniper (theft) are the highest-variance symbols — when these compound during a bonus round, the maximum win becomes achievable. Pure Payer/Collector combinations deliver consistent but lower returns.
  • Reset Plus Awareness: Reset Plus symbols extend the bonus by resetting the spin counter at end of spin. A bonus round with multiple Reset Plus landings can run significantly longer than the base 3-spin allocation, dramatically improving max win exposure.
  • Standard vs Enhanced Buy Cost: At £0.20 per spin, the standard Bonus Buy costs £20. The Enhanced Bonus Buy costs £100. The 5x price premium reflects a meaningful improvement in bonus quality, not a marginal one — choose the Enhanced option deliberately, not casually.
  • Session Sizing: Given the 5/5 volatility, budget a minimum of 200 base-game spins before expecting a natural Money Cart Bonus trigger. At £0.10 per spin, that is a £20 base session budget.
  • Trilogy Comparison: Money Train 3 inherits Money Train 2's bonus architecture but doubles the maximum win (50,000x → 100,000x). The base game hit frequency is approximately the same; the difference is in bonus round potential.

Frequently Asked Questions

Is Money Train 3 available at non-GamStop casinos?
Yes. All five recommended Curaçao-licensed casinos — 1Red, MyStake, Gransino, KingHills, and Donbet — carry Money Train 3 with the standard 100x Bonus Buy and the 500x Enhanced Bonus Buy active.

What is the RTP of Money Train 3?
The slot operates at 96.10% (highest) and 94.10% (lower). The 96.10% variant is deployed at all five featured operators — verify in the game information panel.

What is the difference between Money Train 2 and Money Train 3?
Money Train 2 (2020) has three Persistent Symbol types and a 50,000x max win. Money Train 3 (2022) expands to five Persistent Symbol types (adding Necromancer and Reset Plus), introduces the 500x Enhanced Bonus Buy, and doubles the maximum win to 100,000x. Both share the same post-apocalyptic Western aesthetic.

Can I play Money Train 3 with a credit card?
Yes. All five featured non-GamStop casinos accept Visa and Mastercard credit card deposits, prohibited at UKGC-licensed sites since April 2020.

Can GamStop-excluded players access Money Train 3?
Yes. All featured casinos are Curaçao-licensed and operate outside the GamStop self-exclusion scheme.

Does Money Train 3 have a Bonus Buy feature?
Yes — two tiers. The standard Bonus Buy (100x stake) purchases the Money Cart Bonus at standard probability. The Enhanced Bonus Buy (500x stake) purchases the bonus with guaranteed minimum symbols. Both are banned at all UKGC-licensed sites.

What is the maximum win on Money Train 3?
The theoretical maximum is 100,000x the stake. At the offshore maximum of £100 per spin, this represents a potential payout of £10,000,000.

Responsible Gambling

TopNonUKCasinoSites.com features casinos for adults aged 18 and over. Gambling should be entertainment, not a financial strategy. If gambling is affecting you or someone you know, visit BeGambleAware.org or call 0808 8020 133. GamCare provides free, confidential counselling and support. Set deposit limits, loss limits, and session timers at your chosen operator before depositing real funds. For our full list of tested operators, see the trusted non UK casinos we recommend for UK players.

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If you enjoy Money Train 3, also see our review of Money Train 2 and Wanted Dead or a Wild.